Gimmi wrote:Tom, Felix, Wade:
Thanks! I have read nothing here that encourages me to reconsider yet my long-term plan of retiring to Guatemala, and for that matter Xela. I like Xela weather, and don't think it's cold. I live in Connecticut so perhaps that is influential.
I'm one of those Americans planning/hoping that Social Security still exists when I need it. If not, I'm screwed since I can't afford to both retire and live in my own home. But it's 11 years away before I'm eligible; my pension will be less than $300/month additional so not much to count on there. And I'm quite aware of how the past 11 years have flown by! So I'm hoping to stay healthy and alive.
I would certainly be in Tom's observed $600-$1200 budget range, with a slight cushion to fly home yearly to visit family. And for sure I see myself eating lots of $.02 bananas and $.07 carrots. The beer seems to be no bargain, guess I'll have to make it. Of course in 11 years things will have changed pricewise and many otherwises.
Felipe, crime has crawled into sleepy New England towns like mine -- Salisbury, CT -- and what happened to you could and does happen here. I've felt safe during my stays in Xela, but you never know. I don't treat it like Salisbury -- more like I treat NYC.
See you next summer.
Alas, my house seems to be appraised for less than I owe -- using the online appraisals sites, such as my own bank's. I can easily make the payments if the rates stay low (it's a variable rate), but I can't refinance. So we'll see where I am in 11 years. Perhaps it will be nearly paid off, and I'll get some of that money back. Or maybe I can rent both houses (2 on one property) and have some more income to work with in retirement.
Meanwhile, I'm otherwise debt free. Can't have everything.
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